AI-Powered
Collection beyond
Automation
AI-Powered Collection at every step of your debt collection journey. One powerful and intelligent Platform built for maximum Recovery.
The Problem.
Solving Debt
Recovery Challenges
Traditional collection methods are broken. Fragmented systems and manual workflows lead to leakage and poor customer experiences.
Omnichannel Lifecycle.
AI Meets Field Execution
Engage borrowers intelligently across every stage of delinquency with automated, personalized outreach via voice, WhatsApp, SMS, and field.
Pre Delinquent
AI-Powered Digital Stack to Significantly Reduce Bounce Rate and Improve User Engagement and Retention.
Early Delinquent
Automate Missed Repayments, Bucket High-Risk Customers, Route to Voice for Recovery.
Bucket 1
Automated Workflows Ending with Voice Channels for Maximum Issue Resolution and Customer Satisfaction.
Bucket 2
High Intensification on Low Response & High Risk with Field-End Workflows.
Bucket 3 & NPA
Workflows prioritising Field Intervention for low contact and legal for Intent. Best suited for max resolution.
Core Modules.
Efficient. Effective. Compliant.
Workflow Automation
AI-backed segmentation classifies borrowers by risk, while cost-recovery estimates guide decisions. It simplifies collections—plug in, analyze, and execute with precision.
Digital Legal Module
Automate digital and physical notices with tracking, trigger AI-powered legal outreach, ensure compliance, and monitor real-time case updates with pin-code level analytics.
Sovereign Field App
AI-powered case allocation enables rapid field deployment across India. Supported by a seamless Uber-like interface, geo-tagging, and full channel integration.
Agent Personas.
Experience the future
of collections - Netra
Netra Collection Officer
Human-like voice bot trained to be an effective and compliant collection manager.
Netra Reminder
Automated, personalized reminders that drive intent and maintain relationship.
Netra Payment Negotiator
Intelligent negotiation capabilities to resolve dues and capture commitments.
NETRA AI
Compliance first AI
On-ground Execution.
Where Intelligence
Meets Execution
Leverage AI-driven insights, phygital tools, and skilled field agents to optimize every doorstep interaction—enabling faster resolutions, smarter recoveries, and full compliance.
Smarter, Scalable, and Effortlessly Efficient
Redefine on-ground execution with precision, accountability, and a tech-first approach. Collection Infrastructure built for ambitious lenders.
Sovereign Voice & Vision AI.
Vanira is making the agentic future real. Build agents with eyes and hands on your DOM and servers.
Latency
Industry Leading Latency
Proprietary communication protocols engineered for human-grade conversation loops without perceptible delay.
The Jarvis Engine
Multi-agent orchestration for complex workflows. Deploy a specialized AI workforce that maintains state across every user interaction.
Voice Browser Operator
Eyes and hands on the web. Direct DOM manipulation, autonomous navigations, and real-time form execution powered by the Voice SDK.
WebRTC Transport
Stateful Media Streams. Full-duplex WebRTC connections ensuring rock-solid stability and zero-jitter voice data transmission.
Dev Observability
Deep Traces & Debugging. Real-time visibility into LLM chains, STT confidence scores, and action execution logs.
Full-Stack Agency
Absolute Extensibility. Inject custom LLMs, proprietary STT models, or unique voice synthesis pipelines into your operator.
Autonomous Workflows
Self-Correcting Browser Logic. Agents capable of reasoning through multi-step processes and recovering from UI errors autonomously.
Voice-to-UI Bridge
Autonomous form fills, navigations, and real-time state manipulation. The SDK bridges the gap between voice and browser UI for a true multi-modal experience.
Indic Native Models
Fine-tuned for Bharat. 11+ regional dialects with state-of-the-art phonetic accuracy for localized operator sessions.
Multimodal Vision AI
Live Video Streaming
The agent calls vanira_live_vision mid-call — not a passive attach button. Continuous ~1 FPS feed for damage checks and live walkthroughs.
Agent-Triggered Uploads
KYC docs, receipts, and photos via vanira_upload and vanira_camera — configured in the dashboard, blocking until media_id returns.
Secure Routing
Route media payloads to custom webhooks or proprietary ML models in real-time with enterprise-grade privacy.
Infinite Persistence
Flawless memory across sessions. Agents pick up right where the user left off, maintaining total context indefinitely without token limit exhaustion.
Omnichannel Experience
Flawless memory across every medium. Whether a user chats on WhatsApp, follows up via Web Chat, or jumps on a Voice Call, the agent remembers everything. It feels like talking to the exact same dedicated person, maintaining context indefinitely.
Build Anything.
One SDK. Infinite Agency.
Product Demoing
Autonomous walkthroughs with real-time UI reveals. Show, don't just tell.
Support Specialists
Technical troubleshooting with direct backend integration and diagnostic control.
AI Teachers
Interactive learning with voice-guided UI exercises and real-time feedback loops.
Sales UI Operators
High-conversion deal closing with autonomous form execution and checkout control.
Native Multimodal Vision
From AI tutors to field technicians, build secure agents that can truly see. Enable vision capabilities with a single line of code, allowing your agent to natively inspect live video feeds, documents, and screenshots without complex backend routing.
import { VaniraClient } from '@vanira/sdk';
const client = new VaniraClient({
agentId: 'ag_math_tutor',
callId: session.call_id,
serverUrl: session.worker_url
});
// The user uploads a photo of their homework mid-call
client.on('connected', async () => {
await client.uploadMedia(homeworkImage, 'document', 'Help me solve this equation');
console.log("Agent natively inspects the image in real-time");
});
await client.start();Stateful AI Workers
Build teachers, receptionists, and account managers that never forget. By enabling persistence, your agents automatically remember historic conversations and user contexts, providing a deeply personalized experience every time they connect.
import { SessionManager } from '@vanira/sdk';
// Initialize a session manager for the medical receptionist
const session = new SessionManager('widget_medical_receptionist');
// Automatically re-claims and restores previous chat history across page reloads
const isRestored = session.claimSession();
const data = session.getSession();
/* * The agent automatically retains historic context: * "Hi Sarah, are you calling to reschedule your * dermatology appointment from last Tuesday?" */Omnichannel Deployment
Launch your AI workforce across web, telephony, and messaging platforms simultaneously. A user can start a conversation on WhatsApp and continue it over a voice call with the exact same agent, completely out-of-the-box.
// Escalate a WhatsApp chat to a live outbound voice call
const response = await fetch('https://api.vanira.io/calls/create', {
method: 'POST',
headers: { 'x-api-key': process.env.VANIRA_API_KEY },
body: JSON.stringify({
agent_id: 'ag_sales_rep',
toNumber: '+18001234567',
// By passing the same prospect ID, context syncs instantly
prospectId: whatsappSession.prospectId
})
});